There are many reasons to join the American Federation of Musicians, including:

Financial Benefits
Loan programs
Mortgage programs
Credit card plans

Network with other Musicians
Personal listing in the Local Directory of member musicians.
Networking with top professionals.

Educational Advancement
Scholarship support.
Seminars available on request.

Group Insurance Plans
Life insurance benefit to your designated beneficiaries is free with membership Reasonably priced instrument and musical equipment replacement insurance available.
Medical coverage available through AFM vendors.
Disablilty insurance available.
Personal legal and liability coverage plans available.

Job and Wage Enhancement
AFM Pension Plan - $1.4 billion in effect. You can become vested in only 5 years!
Music Performance Trust Funds matching money for live public performances.
Contract negotiation.
Contract enforcement.